Short Term Disability

Disability Income Protection Insurance Summary
Brokers, Sales Associates and Employees who are actively working 30 hrs per week now have the opportunity to participate in a guaranteed issue, Disability Income Protection Plan.

Optional Disability Income Protection Coverage at a glance...

Pays a specified amount of money, based on member’s annual wages, if member becomes too sick or injured to perform their regular job.
Everyone who is actively working 30 hrs per week at time of enrollment will qualify for a policy.
Protects your most important asset...your income.
Pregnancy may be a covered event
Benefits received are tax free
Choose 30 day wait with 12 month benefit or 30 day wait with 24 month benefit Pays 50% of the monthly benefit if Workers Compensation or other benefit pays
Purchase a benefit up to $2,000 of income protection per month –guaranteed during the 90 day enrollment period. Underwriting will occur if enroll at another time.
Purchase additional monthly income protection –underwriting will occur

† You can choose up to the maximum monthly benefit for your income level. Benefits are tax-free if received.

‡ Monthly deductions. Choose either Plan 1 OCC1 or Plan 2 OCC1.